About Us

Welcome to our site!   We are a mid 30’s couple who achieved Financial Independence at 34 and plan on fully retiring at 36.   We’ve been lurking around in the personal finance forums for years and its time to start sharing our random thoughts.  I’ve worked for a large financial institution since graduating college at 21 and moved through the ranks from a management trainee to running a large team/division.   My wife practiced as a veterinarian before retiring at 33 with our last move.

There’s light at the end of the tunnel!

We’ve had many successes and screw ups along the way and want to share both to help others along their path to financial freedom.   I also believe financial education and literacy is a major opportunity in the world and I want to do my part.

You will see pictures of Hawaii all over the blog, we found our love for the islands in 2009 and much of this adventure started by saying “How can we retire and move to Hawaii?”.   We may or may not actually move there, but plan on spending months instead of weeks and finally learning how to surf.

WTF am I thinking here?

I’ve always had to wear dress shirts for my job.  I couldn’t come to grips with the costs of the cleaners, so one a month or so I found myself laundering and ironing a basket full of shirts.  I just can’t find any joy in doing that.   Now that I’m approaching retirement, I’m looking forward to the day I stop ironing shirts.