We’re officially homeowners again. Where and why did we decide to buy a house in a challenging market.
The tax rate paid is lower but the lifetime taxes paid start climbing higher. With regard to lifetime tax liability, there’s a sweet spot in the conversion strategy for most early retirees: Don’t go so quick that it triggers tax rates higher than 24% federal, but don’t go so slow on the conversions that investment earnings outstrip any progress on lowering the pre-tax account balances.
Financial Independence requires paying the price.
We must have gotten too comfortable, because we just got tossed into the Savagely Unhealthy Housing Market. It was May 17th, 2022 and the day…
Well, I’ve made it. Three years of unemployment and counting…
Highlights of 2021: What did a couple of early retirees do over the last twelve months? A long winter escape: We spent five weeks in…
What is the biggest economic story no one is talking about? How the decline in birth rate affects everything
One of the overlooked paths to financial independence is sales. This series highlights those who have achieved or are pursuing financial independence with a career in professional sales.
Curious what medical insurance options look like for an early retiree? Here’s an overview of our 2022 options and challenges in our decision.
Inflation: A formerly dormant topic in personal finance has come to the surface thanks to the events of 2020 and 2021. I’ve hesitated to…