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Achieving Financial Independence Through Corporate Employment

Month: October 2017

Best Jobs for Learning Sales Skills in College

Learning how to interact and influence people in person or on the phone is an important skill set for people in professional sales. So many potential employees rely on written communication which is often not effective at professional sales.   The sales jobs available when I was in college usually involved going door to door selling vacuum cleaners or cutlery to all the parents of your friends or trying to sell to other broker college students.   Instead of doing that, here…

Considering Sales for Financial Independence

Increasing my income nine-fold in the span of fifteen years helped me achieve financial independence.  I accomplished this through sales and being a sales manager.   I found that when you generate income for your employer, you're directly rewarded with income to yourself.  My value to the company was quantifiable as was my value to another organization courting my abilities.  Going into professional sales right out of college made this possible. Related FIRE Drill Podcast Interview:  Focus on Your Career to…

Asset Allocation Disclosed

  Every finance forum has discussion after discussion related to asset allocation.  The Vanguard Total Stock Market Fund is generally accepted as a solid be-all, end-all option for people pursuing early retirement. I unfortunately did not start with the “basics”. My degree is in finance and I studied for a CFA, so that combined with a naturally high opinion of myself set me off on a mission to pick stocks. Hundreds of hours were spent analyzing companies, listening to investment…

Home Ownership: The Power of Scarcity

There are two types of financial decisions: Good financial decisions and educational decisions. We've purchased four homes and did well with one, did okay with one, lost our rear end in one, and our current one we're cautiously optimistic on. The biggest lesson we've learned in home ownership is the power of scarcity.   The first component of a house is land. A homeowner/developer must have enough land to build a house. The problem with land? They're not making more…

Why I Stopped Saving HSA Receipts

I've always been a fan of the Health Savings Account.  Pre tax?  Check.  Pre-FICA?  Even better! As soon as my employer started offering these, I put away the maximum contribution allowed.  I did the math, saw a $10,000 out of pocket maximum, then said as long as we don't have a ton of medical expenses in the first two years, this risk will pay off!  At the time, I worked in a state with an income tax and Mrs. Shirts…

Q3 Net Worth Update

Q3 2017 Net Worth Update – Inaugural Edition:   Total Net Worth:  $1,421,033 Read More

Why Costco?

I get accused of being obsessed with Costco, to the point of often telling people that if “If Costco doesn't sell it, I probably didn't need it”. I am a bigger fan than average, but its become a running joke now with my friends. When I go on vacation, I usually stop by a local Costco and post a picture on Facebook. When they were building the local Costco (reducing my distance from 10 miles to 3 miles), I would…

The blogging adventure begins…

Well, its finally happened.   A blog.  After lurking in the shadows of the personal finance community (about 15+ years on various message boards and twitter), I've decided to move out into the light to share random thoughts with the world.   I've wanted to do this for a while, but to be direct, I've not been one to try things that I might not be successful with.  I'm a finance guy, not a coder or web designer.  I actually changed…

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