It’s been just over four years since I handed in my notice to the MegaCorp where I spent my entire professional career. April 19th,…
Category: Financial Independence
Financial Indepdence
The tax rate paid is lower but the lifetime taxes paid start climbing higher. With regard to lifetime tax liability, there’s a sweet spot in the conversion strategy for most early retirees: Don’t go so quick that it triggers tax rates higher than 24% federal, but don’t go so slow on the conversions that investment earnings outstrip any progress on lowering the pre-tax account balances.
We must have gotten too comfortable, because we just got tossed into the Savagely Unhealthy Housing Market. It was May 17th, 2022 and the day…
What is the biggest economic story no one is talking about? How the decline in birth rate affects everything
One of the overlooked paths to financial independence is sales. This series highlights those who have achieved or are pursuing financial independence with a career in professional sales.
Inflation: A formerly dormant topic in personal finance has come to the surface thanks to the events of 2020 and 2021. I’ve hesitated to…
Shirts, People on MMM board seem to battle the time glut they have on their hands. My day-to-day grind has so much bullshit baked in…
What’s been going on in the month of September and some of my favorite articles from the web this month
What is Rule 72(t)? IRS Rule 72(t) refers to a section of the IRS code outlining Substantially Equal Periodic Payments (SEPP). This is not…
In January of 2018, I posted my internal debate of working One More Year. Financial independence was inevitable and I was faced with two…