Stop Ironing Shirts

Achieving Financial Independence Through Corporate Employment

Category: Financial Independence Page 1 of 6

Do I Want My Boss’s Job?

Spending the last seven months away has given me time to reflect on my career: What did I like? What didn’t I enjoy? When did the next rug of the ladder go from a consuming desire to something I'm not interested in? When did financial independence and retiring early come into my mind? The biggest question I've thought about though is at what point did I give up my goal of corporate advancement and no longer wanted my boss's job?…

Examining Budget Flexibility in Early Retirement

Considering how much money we needed to retire early was a debate that stirred inside me since 2013, the year I discovered Mr. Money Mustache and the early retirement budget based on having $600,000 plus a paid off house. We achieved this number sometime between 2014 and 2015 depending on the housing requirement, but I continued to work for an additional four years. One of the biggest unknowns was how much money would we spend in early retirement? Where did…

October Round Up

This post may contain affiliate links. Please see Disclosures October has been a great month for content around the web. Shamelessly I'll start by mentioning a podcast appearance from yours truly on the What's Up Next Podcast: https://diversefi.com/2019/10/21/whats-up-next-podcast-episode-59/ We spent some time on the question of is financial independence for everyone? I don’t think that really matters. The principals of financial independence can be for anyone. One of the fellow panelists reminded us of this in the discussion and wrote…

Home Ownership Series: Understanding the Housing Market Cycle

Our household shares a contentious relationship with residential housing. We moved a number of times for work and twice bought more house than we needed, leading to some painful losses in real estate due to poor decisions and the market cycle. At the time of this writing, we are currently renting and thinking through if/when we should buy our next home. In previous posts about housing, I've shared: Home Ownership Cost Us $60,000 In a Great Housing MarketHow Rental Value…

Reflections Six Months Into Early Retirement

October 19th marked six months into the adventure of walking out of the only professional employer I've known with the declaration of early retirement.  What has this looked like since I left work? The "Vacation" Part Only Feels Like The Last Three Months The first three months of the early retirement adventure was busy, outside of a trip to Moab, the time was focused on managing our home sale process and finding a new place to live, then packing up…

Stacking Benjamin’s Feature: Home Ownership

I was enjoying my first FinCon and someone came up to me and told me that my article on home ownership became a topic of discussion on Stacking Benjamins between Joe Saul-Sehy, Paula Pant, Tom Drake, and Len Penzo. I was excited to listen...and thanks to Paula for the shutout of never using an iron again! (Pssst to Joe and Len, I’m a dude, it was funny every time you said she) So what questions came up from the panel?…

Renting vs Home Ownership: Hurricane Edition

The transition from homeowner back to renting has been an interesting and enjoyable experience. It was different to put ourselves out there in a rental application, tour properties, and ultimately finding someone who would rent to an early retiree without a traditional W-2 income. Giving up control of small things we would change has been an adjustment too, we value preparing food at home and would have already swapped out the stove and dishwasher if it was our house. Now…

Fincon 2019 Recap

My posting has taken a couple weeks off. We made a trip to the Northeast to visit family, had a nice hurricane scare with Dorian, and I just got back from attending my first Fincon. FinCon is a massive convention geared towards all content creators in the financial space and at least 2500 people convened on the Washington Hilton in DC. The conference is business focused and becomes a must-attend so all the content creators that are serious about earning…

Why Rental Value Will Drive Our Next Home Purchase

My confession about losing $60,000 in a good housing market last month was one of the more painful things I've wrote.  We’ve now settled into a nice rental house and it left me examining this question:  Would we ever be homeowners again?  Why did I consistently loose money while others I watch make six figures on their home?  Was it just because we moved a bunch for my career? We’ve lost money on three of our four houses.  They were…

Reflections Four Months Into Early Retirement

This past week marked four months since I walked out of the office for the last time.   Since that day, we've accomplished a celebratory trip, picked our first destination to live in early retirement, sold a house, moved, and are settling into a new routine without work.  This has given me time to enjoy a slower pace of life reflect on my time working.  So what does this look like four months into early retirement? Burnout is a thing: I…

Page 1 of 6

Powered by WordPress & Theme by Anders Norén