The tax rate paid is lower but the lifetime taxes paid start climbing higher. With regard to lifetime tax liability, there’s a sweet spot in the conversion strategy for most early retirees: Don’t go so quick that it triggers tax rates higher than 24% federal, but don’t go so slow on the conversions that investment earnings outstrip any progress on lowering the pre-tax account balances.
Category: Investments
Investment
What is the biggest economic story no one is talking about? How the decline in birth rate affects everything
Three months into adding to the winners experiment and the Shirts portfolio is beating the market.
One of my new adventures in 2021 is venturing into the world of passive real estate investments. These are private placement investments available to…
Updated March 2021 It’s been a number of months since I published a portfolio update. I wanted to be careful about shoving out a bunch…
If you’ve been following my monthly income reports since leaving work, you may have noticed the occasional bank account signup bonuses for $200 – $500. …
I’m writing this in August of 2020 and the last six months of the housing market have surprised me. All of the statistics indicate…
Q1 Portfolio Review: Well that was a wild ride! Asset Allocation: As of March 31st, 2020, our portfolio was sitting at 95% Equities and 5%…
Today’s question comes from a conversation that I’ve repeated multiple times with readers. What is the difference between investing in the REIT Index (VNQ) verses…
This week in March will be one everyone remembers. Specifically for me this pandemic will be up there with my adult life events with…